If you don't know where you're going, you'll end up somewhere else.
- suerabycounsellor
- Nov 29, 2024
- 2 min read
The awful thing about cliches is that they are born from reality. We use them, abuse them and ignore them but they are life truisms. Setting off for Christmas shopping without knowing how much money we have, without a budget, we either underspend and miss out on well deserved treats. Or we scarily overspend. Ask yourself, is that special gift the kids say they HAVE to have worth the months of your short temper whilst you worry about making each month's payment?
According to ITVX in 2023 the average spend in 2023 was around £2000, and around 4 million people will borrow to put a Christmas meal on the table. That's overwhelming pressure.
But imagine the relief of getting to Jan 2nd knowing there are NO debts to worry about, and knowing that you did your best with the money you have available.
For some, that spoils the fun of Christmas, and that's okay. If there are no January regrets, no concerns about who was offended, and no worries about the money owed to the credit cards, ignore this.
There is a present list for you to down load - yes it's boring- yes it's not impulsive - yes it's another job - BUT it is part of building your spending muscle. Instead of buying two books for Uncle Fred, and forgetting cousin Chris; instead of that wonderful Christmas tradition of " present shuffle to the tune of Jingle Bells" ( you've not done the "present shuffle"?- you're far more organised than me then) you'll know exactly what you have bought and for whom.
The present list will control spending and cut the work load down. I have any of you wrapped the present, and then had to open it to work out what I bought and for whom? Waste of my time, money, wrapping paper and patience.
The present list will put YOU in control of Christmas - not Christmas controlling you.
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